TCPA

By submitting this form, you consent to receiving calls and messages, including autodialed calls for marketing purposes, prerecorded message, artificial voice, and text messages (MMS and/or SMS) from Kuber Financial LLC, dba Mobilend and its affiliates ("Kuber" or "Kuber Financial") or its representatives, or its agents, or its business affiliates, such as Monevo or others at any telephone number provided in connection with this application (including mobile telephone number), and acknowledge that no purchase of credit or services is contingent upon consent; and acknowledge that you have read the Terms and Conditions and Privacy Policy for www.mobilend.com and understand that you may opt out of receiving communications of your choice from Kuber as provided in the Privacy Policy.

Credit Authorization

You acknowledge that by clicking "Continue" and continuing with the application process, you understand and agree that you are authorizing Kuber Financial LLC, dba Mobilend to obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax.

You acknowledge that by clicking "Continue" there will be no impact to your credit score. You further acknowledge that upon accepting a loan offer and electronically signing our Loan Agreement (by clicking "Accept") we will report a hard inquiry to one or more consumer reporting agencies, such as Transunion, Experian, or Equifax. The reporting of this inquiry may impact your credit score.

You also authorize us to verify information in your application, and you agree that we may contact third parties to verify any such information.

We may use your consumer reports to authenticate your identity, and to make credit decisions. You authorize us to obtain consumer reports each time you apply for a loan and during the processing or closing of a loan to you. You further authorize us and any successor servicers of your loan to obtain consumer reports at various times during the term of your loan in connection with the servicing, monitoring, collection or enforcement of the loan.

This correspondence is for a debt consolidation loan referred by Prudent Financial Solutions. All loan requests are funded by a third party. Prudent Financial Solutions has no control over participating lender creditworthiness eligibility criteria. APR/Interest rates will vary depending on individual lender terms.

Prudent Financial Solutions does not endorse any participating lenders or brokers, and will not charge you for referring you to a participating lender. Prudent Financial Solutions does not act as a loan broker. Prudent Financial Solutions research and refers you to participating lenders, to whom you deal directly. For details, questions, or concerns regarding your requested loan, please contact your lender directly. Lenders may perform credit checks in order to evaluate your eligibility. By submitting a request to a participating lender, you are authorizing the lender to independently verify the information you submitted and your creditworthiness. This service and qualified participating lenders are not available in all states. This service does not constitute an offer or solicitation for loan products, which are prohibited by any state law. Void where prohibited.

Lenders we refer to you may be unable to extend credit if the lender determines that you do not meet their lending criteria. Account approval is subject to verification and confirmation of your credit history and acceptance by the lender. We, or the lender, may request verification of income and employment, or obtain a consumer credit report to verify your creditworthiness and identity. Upon request, you will be informed of the name and address of the credit reporting agency furnishing any such report. Subsequent consumer credit reports may be requested and used in connection with an update, renewal, or extension of credit. Interest rates will vary and are based on lender terms. Your APR will be determined based on your credit at time of application.

Loans are offered by Prudent Financial Solutions affiliates. Kuber Financial, LLC dba Mobilend is an affiliate of Prudent Financial Solutions. Loans are not offered in all states.

Loans are offered in Alabama, California, Idaho, Missouri, and Utah.

Alaska: All loans made to Alaska residents must qualify for an annual percentage rate (APR) of 11% or less to be considered for an approval, and loan amount cannot be greater than $10,000.

Arkansas: All loans made to Arkansas residents must qualify for an annual percentage rate (APR) of 17% or less to be considered for an approval.

Connecticut: All loans made to Connecticut residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval.

Georgia: All loans made to Georgia residents must qualify for an annual percentage rate (APR) of 7% or less to be considered for an approval.

Illinois: All loans made to Illinois residents must qualify for an annual percentage rate (APR) of 9% or less to be considered for an approval.

Iowa: All loans made to Iowa residents must qualify for an annual percentage rate (APR) of 5% or less to be considered for an approval, and loan amount cannot be greater than $25,000.

Kansas: All loans made to Kansas residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval, and loan amount cannot be greater than $25,000.

Kentucky: All loans made to Kentucky residents must qualify for an annual percentage rate (APR) of 8% or less to be considered for an approval, and loan amount cannot be greater than $15,000.

Massachusetts: All loans made to Massachusetts residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval, and loan amount cannot be greater than $6,000.

Michigan: All loans made to Michigan residents must qualify for an annual percentage rate (APR) of 7% or less to be considered for an approval.

Montana: All loans made to Montana residents must qualify for an annual percentage rate (APR) of 15% or less to be considered for an approval.

Nebraska: Residents of Nebraska must be 19 years old to apply for credit. All loans made to Nebraska residents must qualify for an annual percentage rate (APR) of 16% or less and loan amount cannot be greater than $25,000 to be considered for approval.

New Jersey: All loans made to New Jersey residents must qualify for an annual percentage rate (APR) of 8% or less and loan amount must be greater than $50,000 to be considered for an approval.

New Mexico: All loans made to New Mexico residents must qualify for an annual percentage rate (APR) of 15% or less and loan amount must be greater than $2501 to be considered for an approval.

New York: All loans made to New York residents must qualify for an annual percentage rate (APR) of 16% or less and loan amount cannot be greater than $25,000 to be considered for an approval.

North Carolina: All loans made to North Carolina residents must qualify for an annual percentage rate (APR) of 8% or less and loan amount cannot be greater than $25,000 to be considered for an approval.

Ohio: All loans made to Ohio residents must qualify for an annual percentage rate (APR) of 8% or less to be considered for an approval.

Pennsylvania: All loans made to Pennsylvania residents must qualify for an annual percentage rate (APR) of 6% or less and loan amount cannot be greater than $35,000.

South Carolina: All loans made to South Carolina residents must qualify for an annual percentage rate (APR) of 12% or less and loan amount cannot be greater than $90,000.

South Dakota: All loans made to South Dakota residents must qualify for an annual percentage rate (APR) of 36% or less to be considered for an approval.

Tennessee: All loans made to Tennessee residents must qualify for an annual percentage rate (APR) of 7.52% or less to be considered for an approval.

Texas: All loans made to Texas residents must qualify for an annual percentage rate (APR) of 10% or less to be considered for an approval.

Virginia: All loans made to Virginia residents must qualify for an annual percentage rate (APR) of 10% or less to be considered for an approval.

Wyoming: All loans made to Wyoming residents must qualify for an annual percentage rate (APR) of 10% or less and loan amount cannot be greater than $50,000 to be considered for an approval.

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